" Now ye may suppose that this is foolishness in me; but behold, I say unto you, that by small and simple things are great things brought to pass; and small means in many instances doth confound the wise. And the Lord God doth work by means to bring about his great and eternal purposes; and by very small means the Lord doth confound the wise and bringeth about the salvation of many souls."
Once again, the Lord delivers an answer to my question. I read this scripture this morning ~ last night I went to bed pondering how and why stopping payments into a 401K while getting "gazelle intense" to pay off debt causes a person to succeed in the long term. When a person pulls out the calculator and does the math, it doesn't make sense. The "wise" person with the calculator kicks and screams and says, "No! It can't be possible to get ahead if you don't contribute to the 401K!!! No, no, no!"
However, the Lord has directed his people to get out of debt as quickly as they can and stay out of debt. To me, getting out of debt as quickly as possible means scraping together as much money each month as possible, including stopping the payments to the 401K. For us, this would be such a small amount each month in comparison to all the rest of the $$ we toss at debt. Will that hundred dollars or so really make a difference in the overall debt picture?
Is this one of those instances that a small and simple thing like stopping 401K payments until we are out of debt really will bring great things to pass, even though others might consider it foolish? I know that the Lord is the same yesterday, today, and forever and that the Lord "doth counsel in wisdom over all his works, and his paths are straight, and his course is one eternal round." (Alma 37:12) I must remember that if I keep his commandments, one of which is to get out of debt as quickly as possible, that "ye shall prosper in the land." (Alma 37:13).
I guess that when Mr. Amazing Man gets home, we have a few things to tackle, one of which is temporarily stopping payments to his employer retirement until we are debt free, student loans and all.